Tax & Inheritance
Navigate changing rules, maximise your allowances, and secure your financial legacy.
Tax and inheritance rules and regulations are constantly evolving, so it is essential to regularly review your tax situation and make sure your finances are in order.
Our advisers provide comprehensive planning and guidance to help you navigate the complexities of taxation while maximising available allowances and reliefs.
Collaborating with your accountant, our independent advisers can offer a fresh perspective on your tax situation that explores all of your options. We understand that each client's situation is unique, and we take time to get to know you and your individual needs, goals, and financial objectives.
About Tax & Inheritance
Stamp Duty Land Tax is a type of tax you pay when purchasing property or land.
When buying a new property, Stamp Duty is an expense you may have to consider. The tax applies to any property or land purchased in England and Northern Ireland worth over £125,000.
The amount you pay will depend on which tax band the portion of your property's value falls into.
| Property Transfer Value | SDLT Rate |
|---|---|
| Up to £125,000 | 0% |
| The next £125,000 (portion £125,001 – £250,000) | 2% |
| The next £675,000 (portion £250,001 – £925,000) | 5% |
| The next £575,000 (portion £925,001 – £1.5 million) | 10% |
| The remaining amount (portion above £1.5 million) | 12% |
First-time buyers may be eligible for tax-relief. There are also further surcharges if you are purchasing a second property to your main home.
Our advisers provide tailored one-to-one advice to help you navigate changing regulations and ensure your financial confidence.
The Financial Conduct Authority does not regulate taxation and trust advice. Levels, bases of and reliefs from taxation may be subject to change and their value depends on the individual circumstances of the investor.